However, we shouldn't be complacent. Security is and still remains an issue. Hackers find increasingly sophisticated ways to access things that they shouldn't.
The answer is improved security. But that comes at a price. The stronger the security employed to gain access to a site the less usable it becomes.
Again though if we take a leaf from the banks, business banking without fail employ multiple levels of security. This is simply "the only option".
Very aware of the usability option we will be making a number of changes to the security on our paysafe payroll site over the next few months.